New Jersey Financial News

New-Jersey-Home-Equity-Loans The optimum word in "home equity loan" is equity. Start with the fair market value of a home, subtract the mortgages (first and second) and any liens against the property, and what you have left is the equity. This equity can be used as collateral to secure cash in the form of a...

New-Jersey-Student-Loans You can benefit from student loan consolidation, but there are things you should consider. It's a good idea to start looking into how you can consolidate your student loans before the grace period ends. Big monthly student loan payments can be stressful when starting a new career. Why Should I...

New-Jersey-Personal-Loans Obviously, the best thing to do would be to count with a savings account to cope with such situations but for the majority of people who don't, a personal loan is a much better source of finance than using a credit card. Credit and Debt experts call running...

Solving-Credit-Card-Debt-In-New-Jersey "Today, there are three kinds of people: the have's, the have-not's, and the have-not-paid-for-what-they-have's. ~Earl Wilson" Credit cards are truly one of mankind’s greatest inventions. Unfortunately it has also become one of mankind’s greatest curses. Most credit card companies in the Philippines charge 3.5% interest rate per month. That...

NJ-Small-Business-Loans Surveys show that 94.7% of small business owners feel their only lending resources are local banks or personal credit cards. This common sense advice will help you avoid these common business loan mistakes, regardless of your personal credit history... and avoid pledging your personal property as collateral. First...

Local New Jersey Businesses Depend on Black Friday The term "Black Friday" originated across the river in Philadelphia and initially referred to the heavy amounts of pedestrian and vehicle traffic that would occur on the day after Thanksgiving. As the phrase became more widely used outside of the Philly region, the...

cost-of-health-benefits-in-new-jersey As a business owner, you've come to expect big increases in your employee health insurance premiums of late. Employer-sponsored health insurance premiums increased an average of 11.2 percent in 2004, and this was the fourth consecutive year of double-digit growth, according to the recent Annual Employer Health Benefits Survey released by the Kaiser...

alternative-medicines-for-new-jersyans Even though alternative health treatments are becoming increasingly popular, there are very few health plans that will pay for alternative treatment. Many people who have come to rely on these treatments will pay for them out of pocket, but if you are seeking alternative treatments, it might pay for you to check with...